Menu   X

Buying a home is often one of the biggest investments you’ll make, so it’s essential to work with a lender that truly aligns with your needs and goals.  While exploring beautiful Caribbean homes is the exciting part, if you’re planning to finance your purchase, the journey begins with securing the right mortgage lender.

Although online mortgage calculators can give you a rough estimate of what you might afford, speaking directly with a lender is a crucial step.  A professional lender will consider the full picture of your financial situation, from your income and expenses to your credit profile, helping you determine a budget that’s not only realistic but also comfortable for you.

Your lender can also assess your financial situation and credit report, providing guidance on steps you might take to qualify for a better loan amount or more favorable terms.  This personalized approach ensures you’re financially prepared before you start shopping for your dream home.

 

To help you get started, we’ve compiled a list of our top Virgin Island Mortgage Brokers and Banks.  Click here for a full list that’s regularly updated, so you can connect with the best lender for your journey.

Your Realtor is a valuable resource in helping you choose the right lender for your needs.  You can browse our full list of Coldwell Banker Realtors here or simply fill out the form at here, and we’ll get in touch with you promptly to guide you through the process.

Taking this first step with the right support will set you on the path to turning your Caribbean dream property into a reality!

 

Recommended Mortgage Brokers & Lenders

Bonnie Rapine
Schaffer Mortgage
340-513-7816
Bonnie@schaffermtg.net
VIMortgage.com
Residential, condo, VA, FHA, business, commercial

Jennifer Rowe – St. Croix
Melanie Cruson – St. Thomas
CMG Home Loans
Jennifer – 340-202-0037
Melanie – 206-779-6727
JRowe@CMGomeLoans.com
VIHomeLoans.com
Residential, Condo, Conventional, VA, FHA

Megan Garcia
Bank of St. Croix
5025 Anchor Way, Gallows Bay
Christiansted, VI 00820
Phone: 340-773-8500 ext 4605
Megan.Garcia@BankofStCroix.com
BankofStCroix.com
Residential, Condo, VA, FHA, Land, Construction, Jumbo

Kristin Tuohy
Northpoint Mortgage
340-643-1409
KTuohy@trynorthpoint.com
KristinTuohy.com
Residential, Condo, Conventional, VA, FHA

Brice McLaughlin
Virgin Bay Mortgage
340-473-2915
Brice@VirginBay.com
VirginBay.com
Residential, Condo, VA, FHA

Michael Armendariz
Capital Mortgage Services
340-773-8100
Michael.E.Armendariz@gmail.com
Residential, Condo, Conventional, VI Slice, VA, FHA

Shellyna John
Banco Popular
3009 Orange Grove Shopping Center
Christiansted, VI 00820
340-693-2961
787-707-7070
Shellyna.John@Popular.com
Popular.VI
Residential, Condo, VA, FHA, USDA

Patricia Worede
Bank of St. Croix
5025 Anchor Way, Gallows Bay
Christiansted, VI 00820
340-773-8500 ext 4602
Patricia.Worede@BankofStCroix.com
BankofStCroix.com
Commercial

First Bank Virgin Islands
6 King Street
Christiansted, VI 00820
340-775-4663
VIMortgage@firstbankpr.com
1FirstBank.com
Residential, Condo, VA, FHA, USDA

Patricia Clendenen de Soto
Oriental Bank
PO Box 420
St. Thomas, VI 00804
340-778-5350
340-712-3704
340-690-9736
Patricia.Clendenen@OrientalBank.com
OrientalBank.com
Residential, Condo, Conventional, VA, FHA, USDA, FHA limited 203K with max repairs of $75,000.